Oklahoma Apartment Insurance

Professional Insurors, an Oklahoma City (OKC) based business insurance provider, offers the most comprehensive and cost-effective apartment building insurance and risk management programs in the industry.

Our Nationwide Apartment Building Insurance Program features a dedicated claims and risk management team so you can be confident that your insurance claims are supervised by an in-house claims advocate that understands your industry. This program was designed for everyone— from the single location owner to the largest property management firms.

General Liability Insurance

CGL is a business insurance coverage written to cover your exposure to 3rd party claims for bodily injury, property damage, or personal injury or lawsuits.

Coverage Options:

Assault & Battery (coverage included)
Hired & Non-Owned Auto Liability
Host Liquor Liability Insurance
Per location Aggregate Limits
Nationwide Property Coverage including High Risk Wind States

Workers Compensation

Workers Compensation protects your business and employees from work-related injuries, accidents, or even death

Coverage Options:

Multi-State coverage

Meets all state guidelines
Hazardous industries coverage available
Blanket Waiver of Subrogation
Pay as you go solutions available

Commercial Auto Insurance

Professional Insurors provides Business or Commercial Auto coverage to all types and sizes of businesses and accommodates a wide variety of situational variations.

Coverage Options:

Blanket Additional Insured
Named Coverage for Owners of Company
Broad Coverage Territory
Hired/Non-Owned Automobile
Auto Pollution Available for Chemical Applicators
Automatic coverage for Large Fleets (no reporting required)

Commercial Umbrella

A coverage written to cover your exposure to damages by third parties for bodily injury or property damage claims or lawsuits that exceed your limits on your underlying policies.

Coverage Options:

High Limits Available (min $1,000,000 up to $100,000,000)
Following Form or Full Umbrella based on risk and size
Blanket Additional Insured

PI covers the risk of property loss in a variety of commercial insurance situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.

Coverage Options:

Building Ordinance and Increased cost of Construction
Boiler Coverage
Equipment Breakdown Coverage
Loss of Rents Coverage
Extra Expense
Blanket Limits for Large Risks
Loss Limits for Properties with Spread of Risk

Directors & Officers Liability

Essentially an E&O policy for the management of a privately owned company. Protects the personal assets of a company’s Directors and Officers as well as the company’s financial well-being.

A coverage written to cover your exposure to damages by third parties for bodily injury or property damage claims or lawsuits that exceed your limits on your underlying policies.

Coverage Options:

High Limits Available (min $1,000,000 up to $100,000,000)
Following Form or Full Umbrella based on risk and size
Blanket Additional Insured

Breach of Contract coverage now Included
Third Party Harassment and Discrimination Claims Coverage
Punitive Damages with Most Favorable Venue included where insurable
Lifetime occurrence reporting provision
Full Prior Acts coverage
Defense Outside Limits of insurance (unlimited)
Employment Practices Liability Included for no cost

EPLI

EPLI provides protection for a business against claims made by current, former or potential employees for discrimination, harassment and other employment-related allegations.

Coverage Options:

Blanket Additional Insured

Stand-Alone Policy Available
Fiduciary Liability Insurance
Employee Benefits Liability
ERISA Bonding

Professional Liability Insurance

Design Professionals need protection in case they make an error or omission on the job. Professional liability coverage pays the insured's defense costs and damages in the case of an alleged claim. We provide a broad range of options for this important coverage.

Coverage Options: