Small (Retail) Business Insurance
Retail businesses are usually required to hold retail business insurance by the landlord if they are a tenant, or the bank if they have a lien on the property of the business.
It’s important to insure your small business for unexpected times, or to cover third party accidents that can put you in a lawsuit (such as slip and falls).
General Liability Insurance
General Liability consists of coverages which protect an insured against third party claims for property damages or bodily injury.
Workers Compensation
Workers Compensation covers injuries to your employees while in the course of employment. Most states require workers compensation.
Commercial Auto Insurance
Commercial Auto Liability protects your vehicles from physical damage, and protects you from claims from third parties caused by bodily injury or property damage.
Commercial Umbrella
Commercial Umbrella / Excess Liability is a coverage that extends the limits of your underlying covered policies to a higher limit than is available with the underlying policy limits.